The effect of greenhouse structural features on the determination of greenhouse insurance premium

Abstract

The structures that are built to create suitable environments for growing plants by controlling environmental conditions by artificial means are called greenhouses. Greenhouses should be made in accordance with the characteristics of the geographical and climatic conditions in the regions to be established. Some of the important parameters here are the roof geometry of the greenhouse, the profile thickness to be used, the direction of the greenhouse installation, the geographical terrain and the height of the flooded wall. In our country, where tropical climate characteristics have been observed recently, it has become increasingly common for greenhouse growers to apply for greenhouse insurance against natural disasters. In addition to the severity of the natural disaster, the static resistance properties of the greenhouse are also effective in the amount of damage that occurs in greenhouses in natural disasters. The level of being affected by natural disasters will be different between the greenhouse built by the standards and the greenhouse built without complying with the standards. For this reason, it would be more appropriate to determine the insurance premium value according to the strength characteristics of the greenhouse. In this study, the features of SERAPRO software, which is tried to be developed for projecting and evaluating greenhouses, have been introduced. With the software in question, it will be possible to project the greenhouse with the most suitable construction features and to produce an analysis report showing the status of the existing greenhouses. According to the results of the analysis, it is thought that the greenhouse insurance policies already issued by TARSİM will be charged with more scientific scaling.