Micro-finance and social capital: A study of microfinance institutions in Andhra Pradesh, India-2009

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dc.contributor.authorAjit, D.
dc.contributor.buuauthorRajeev, C. B.
dc.date.accessioned2020-01-27T11:56:33Z
dc.date.available2020-01-27T11:56:33Z
dc.date.issued2012
dc.description.abstractThe study examines the economic and social impacts of microfinance program in Andhra Pradesh, India – the state which accounted for about one-fourth of the microfinance institutions in India. Using primary survey data, the study found that microfinance programs created high repayment rates but the economic impact in terms of net income was not substantial. The study explains this paradox in terms of multiple memberships in other MFIs and borrowing from non-institutional sources like money lenders which facilitates poor households to undertake double-dipping and cross-finance borrowings. But the study found women’s participation in microfinance programs helps to increase women empowerment and facilitate enhancement of social ties within the group and outside the group (in civil society). It also enabled them to undertake collective action against some of the loan-shark and unethical behavior of MFIs in the state.en_US
dc.description.sponsorshipIndian Council for Social Science Research, New Delhien
dc.identifier.citationAjit, D. ve Rajeev, C. B. (2012). "Micro-finance and social capital: A study of microfinance institutions in Andhra Pradesh, India-2009". International Journal of Social Inquiry, 5(1-2), 67-84.tr_TR
dc.identifier.endpage84tr_TR
dc.identifier.issn1307-8364
dc.identifier.issn1307-9999
dc.identifier.issue1-2tr_TR
dc.identifier.startpage67tr_TR
dc.identifier.urihttps://dergipark.org.tr/tr/download/article-file/164101
dc.identifier.urihttp://hdl.handle.net/11452/7164
dc.identifier.volume5tr_TR
dc.language.isoenen
dc.publisherUludağ Üniversitesitr_TR
dc.relation.journalUludağ Üniversitesi Sosyal Bilimler Enstitüsü Dergisi / International Journal of Social Inquirytr_TR
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergitr_TR
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.subjectSocial capitalen_US
dc.subjectMicro financeen_US
dc.subjectCivil societyen_US
dc.subjectIndiaen_US
dc.subjectPovertyen_US
dc.titleMicro-finance and social capital: A study of microfinance institutions in Andhra Pradesh, India-2009en_US
dc.typeArticleen_US

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2012 Cilt 5 Sayı 1-2